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28 White StreetCohoes, NY 12047Price: $500,000

  • Price: $500,000
  • Est. Mortgage of $/month
  • 62 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $500,000List Price
  • 9Bedrooms
  • 3Bathrooms
  • 0.06Acreage
  • 3,828Square Feet
Listed by Dennilu Sosa De La Fuente of Monticello
Pending

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Multiple offers. Best and Finals 5/4 8pm. Completely rebuilt from the studs up, this exceptional 3-family property in the heart of Cohoes offers a rare combination of modern construction, low-maintenance ownership, and strong income performance. One unit is already leased, validating approximately a 10% cash-on-cash return, with proven demand supporting rapid lease-up of the remaining units.
Spanning 3,828 sq ft, each unit features generous, well-designed layouts with true 3-bedroom configurations, oversized living spaces, and ample storage. The upper units offer walk-in closets, enhancing tenant appeal and retention. Finishes are consistent with new construction, including hardwood flooring, quartz countertops, stainless steel appliances, 10-foot ceilings, and recessed lighting throughout.
This is a maintenance-light asset with all major systems replaced: spray foam insulation for superior efficiency, new windows, new furnaces, central A/C systems, and hot water tanks, along with fully updated electrical, plumbing, and structural components. Investors benefit from minimal near-term capital expenditures and predictable operating costs. Each unit is separately metered with individual utilities and washer/dryer hookups, supporting clean expense allocation and operational simplicity.
Positioned just steps from the revitalized Remsen Street corridor, the property offers tenants a highly desirable lifestyle, walkable access to cafs, dining, and retail, plus proximity to outdoor destinations like Falls View Park and Peebles Island. This combination continues to drive strong rental demand and long-term appreciation in the area.
Flexible investment strategy: ideal for full rental optimization, house-hacking, or a hybrid long-term/short-term rental model.

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 "Based on information submitted to Global MLS as of June 29, 2026 1:14 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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