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422 4th AvenueTroy, NY 12182Price: $199,900

  • Price: $199,900
  • Est. Mortgage of $/month
  • 48 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $199,900List Price
  • 3Bedrooms
  • 3Bathrooms
  • 0.14Acreage
  • 2,125Square Feet
Listed by Kayla Mooney of Howard Hanna Capital Inc
Pending

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Excellent owner-occupy or house hack opportunity on a rare double lot in a charming neighborhood! This duplex offers the perfect blend of comfortable living and investment potential. Unit 1 features a spacious primary suite with an ensuite bath, dedicated laundry room, refinished hardwood floors, and tasteful updates throughout. Major improvements over the last 5 years include a new roof, renovated bathrooms, refinished hardwoods, fresh paint, and more. This unit offers 2 bedrooms and 1.5 baths. Unit 2 features 1 bedroom plus an office and 1 full bath. A long-term tenant is already in place and would love to stay, providing immediate rental income from day one. The garage and attached shed offer additional upside potential with a some TLC -- ideal for storage, workshop space, or possible bonus rental income opportunities. Whether you're looking to offset your mortgage, start investing, or expand your portfolio, this property is packed with value and future potential. Some photos have been digitally altered to reflect virtual staging or personal belongings out of picture.

Property Details of 422 4th Avenue

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 "Based on information submitted to Global MLS as of June 29, 2026 1:14 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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