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20 St Joseph StreetSchenectady, NY 12303Price: $315,000

  • Price: $315,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $315,000List Price
  • 3Bedrooms
  • 2Bathrooms
  • 0.36Acreage
  • 1,443Square Feet
Listed by Garry DeGonza of DeGonza Realty
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Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light. The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining. The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living. Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size. The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space. Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools. A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.

Property Details of 20 St Joseph Street

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 "Based on information submitted to Global MLS as of May 28, 2026 7:44 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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