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2 1/2 1st StreetWaterford, NY 12188Price: $398,000

  • Price: $398,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.48% last updated on Jun 4, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $398,000List Price
  • 6Bedrooms
  • 4Bathrooms
  • 0.07Acreage
  • 3,084Square Feet
Listed by Joyce Brown of Howard Hanna Capital Inc
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Waterfront Views Without the Waterfront Price! Opportunity awaits with this spacious and character-filled duplex in the heart of Waterford. Offering over 3,000 square feet of living space, this circa-1880 property features two generous units, each with 3 bedrooms, 1.5 bathrooms, and its own laundry hookups for added convenience. Rich in historic charm, you'll find original Box Beam Ceilings, Elegant French Doors, and Beautiful Bump-out Bay Windows that capture scenic water views from both floors. Situated a corner lot, this property offers plenty of outdoor space and endless potential for an owner-occupant or investor willing to add a little TLC. For investors, the income potential is attractive--both units were previously rented for $1,800 per month each, generating a potential gross annual rental income of $43,200. Located just moments from downtown Waterford, you'll enjoy easy access to the Park, Library, Shops, Restaurants, and the Erie Canal. Live in one unit while generating rental income from the other, or add this unique property to your investment portfolio. Enjoy the Waterfront lifestyle, small-town charm, and incredible value--all without the Waterfront price tag! Don't miss this rare opportunity in the quaint and historic Village of Waterford.

Property Details of 2 1/2 1st Street

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 "Based on information submitted to Global MLS as of June 7, 2026 8:13 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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