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20 George StreetSaratoga Springs, NY 12866Price: $995,000

  • Price: $995,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $995,000List Price
  • 4Bedrooms
  • 4Bathrooms
  • 0.18Acreage
  • 2,537Square Feet
Listed by Lynda J Macdonald of Coldwell Banker Prime Properties
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A rare opportunity in the heart of Saratoga Springs for a downtown compound offering three distinct living spaces, exceptional outdoor entertaining, and unmatched flexibility. Tucked away on a quiet street just a short stroll to the world-renowned Saratoga Race Course, Broadway's award-winning restaurants, boutique shopping, entertainment, and year-round events, this beautifully updated property offers the perfect blend of location, charm, and versatility. The private backyard is a true oasis featuring gorgeous perennial gardens, a tranquil pond, multiple patios, and pergolas--ideal for relaxing or entertaining. Inside the main home, you'll find tasteful updates throughout, including brand-new flooring in two bedrooms and a beautifully updated Jack-and-Jill bath. The spacious second-floor primary suite offers multiple closets, including a walk-in, a private balcony overlooking the backyard, and an ensuite bath with double sinks and a soaking tub. The updated kitchen features stone countertops, a butcher block island, gas range, and abundant workspace. An attached year-round living space, thoughtfully converted from the original two-car garage, offers exceptional flexibility with its own private entrance, kitchenette, full bath with jetted tub, and cozy gas fireplace. Ideal as a fourth bedroom suite, in-law or guest quarters, home office, or private retreat, it can remain separate for added privacy or be opened to the main home. Prefer garage space? It could easily be converted back to a two-car garage if desired. Adding even more versatility, a separate three-season cottage with a kitchenette and full bath offers endless possibilities for guest accommodations, a home office, fitness studio, artist's retreat, hobby space, or other uses. This is a truly one-of-a-kind downtown Saratoga Springs property offering privacy, flexibility, and an incredible lifestyle just steps from everything this city has to offer!

Property Details of 20 George Street

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 "Based on information submitted to Global MLS as of July 27, 2026 7:43 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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