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164 Saratoga AvenueWaterford, NY 12188Price: $279,000

  • Price: $279,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $279,000List Price
  • 7Bedrooms
  • 2Bathrooms
  • 0.18Acreage
  • 2,888Square Feet
Listed by Anna Baker of Trevett Group LLC
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Spacious and versatile 2,888-square-foot property in Waterford offering an abundance of living space and flexibility! Built in 1880, this classic old-style home features 7 bedrooms, 2 kitchens, and 1,444 square feet on each of two levels. The existing layout provides the potential for a variety of living arrangements, including extended-family living, guest accommodations, or creating distinct living spaces to suit your needs. The property features separate utilities, a full basement, covered porches, upper-level covered porch space, aluminum/vinyl exterior, and natural gas hot water/steam heat. Situated on approximately 0.18 acres with 72 feet of frontage, the property is serviced by public water and sewer and is located within the Waterford School District. Conveniently located near local schools, parks, shopping, dining, and major roadways, this property offers exceptional space and versatility in an established Waterford neighborhood. With 2,888 square feet, 7 bedrooms, 2 kitchens, separate utilities, and a full basement, 164 Saratoga Ave presents an opportunity to create a living arrangement tailored to your vision. ** Formerly a 2 family, legally converted to a single family. Zoning verification form must be filed and variance approved by town to convert back to a 2 family.

Property Details of 164 Saratoga Avenue

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 "Based on information submitted to Global MLS as of August 25, 2026 7:13 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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