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204 Jay StreetAlbany, NY 12210Price: $448,000

  • Price: $448,000
  • Est. Mortgage of $/month
  • 1 Day on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.28% last updated on Oct 1, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $448,000List Price
  • 3Bedrooms
  • 4Bathrooms
  • 0.03Acreage
  • 2,400Square Feet
Listed by Colin McDonald of McDonald Real Estate Comp LLC
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Nicely maintained maisonette-style property situated along one of Hudson Park's rare cobblestone blocks. Easily accessible to Washington & Hudson/Jay St Parks, Albany Medical Center & St. Peter's Hospital's, SUNY, Albany Law & Pharmaceutical campuses, Lark St corridor, state & legislative institutions, coffee shops, galleries, nightlife and an array of other desirable downtown entities. Separate residences spanning over 2,400+ SQFT across three aesthetically pleasing levels, this historical home features 3 bedrooms, 3 1/2 baths, modern amenities throughout, a private oasis-like backyard & so much more. Additional highlights include bamboo/wood floors, SS appliances, 2nd FL W/D, ceramic tile bath w/soaking tub & skylights. Garden unit is currently being leased for $1,200/month, $14,400 annually with the tenant responsible for paying all utilities - leased until 7/1/2027. A smart investment or savvy owner-occupied opportunity - let your tenant assist with the mortgage while you build equity.

Property Details of 204 Jay Street

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 "Based on information submitted to Global MLS as of October 6, 2026 6:43 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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