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640 3rd AvenueWatervliet, NY 12189Price: $275,000

  • Price: $275,000
  • Est. Mortgage of $/month
  • 1 Day on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.32% last updated on Oct 22, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $275,000List Price
  • 5Bedrooms
  • 3Bathrooms
  • 0.06Acreage
  • 1,895Square Feet
Listed by Julius Paul of J Paul Realty Group LLC
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Great opportunity to own a well-located three-unit property in Watervliet with easy access to I-787, nearby restaurants, and public transportation. The property features three separate apartments: Unit 1 offers 2 bedrooms and 1 bathroom on the first floor, Unit 2 features 2 bedrooms and 1 bathroom on the second floor, and Unit 3 offers 1 bedroom and 1 bathroom on the first floor. Additional features include off-street parking in the lot behind the building and a convenient location next to a laundromat. Whether you're expanding your investment portfolio or looking to live in one unit while generating rental income from the others, this versatile multi-family property offers excellent potential! Recent improvements: Apt 1 - updated floors and paint (2023) Apt 2 - updated floors, paint, appliances (2026) Apt 3 - updated floors and paint (2026) new hot water heather (2025) Chimney liners and rebuilt (2020) Basement bilco door (2021) Replaced roof (2021) Replaced hot water heaters Apt 1&2 (2022) Replaced upper deck (2022) Replaced front steps (2022)

Property Details of 640 3rd Avenue

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 "Based on information submitted to Global MLS as of October 24, 2026 7:13 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

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